our Products
Our Products
Future Loans offers a comprehensive range of education financing products to meet every student's unique needs — whether you are planning to study at home or abroad, at the undergraduate or postgraduate level.
Study Abroad Loan (Student Loan International)
Our flagship study abroad loan covers the complete cost of your international education. Whether you are heading to the USA, UK, Canada, Australia, Germany, or any other top destination, we have a loan designed for you.
Key Features:
Loan amount up to ₹1.25 Crore
Covers tuition, accommodation, books, devices, travel, and insurance
With or without collateral options
Flexible repayment — start after course completion + moratorium
Fast processing: sanction within 3 working days
Available for 51+ countries worldwide
Study Abroad Loan — Undergraduate
Specifically designed for students pursuing undergraduate degrees at international universities. Get the financing you need to attend globally ranked institutions from the very first year of your course.
Key Features:
Covers all undergraduate program categories: Engineering, Management, Sciences, Arts, and more
Collateral-free options available for eligible students
Moratorium during the full course duration + up to 6 months after
Education Loan Domestic (Study in India)
Fund your higher education at India's top universities, IITs, IIMs, NITs, medical colleges, law schools, and private institutions with a Future Loans domestic education loan.
Key Features:
Up to ₹75 Lakhs for domestic institutions
Covers tuition, hostel, library, lab, devices, and other approved expenses
Quick sanction with minimal documentation
Student-friendly moratorium during course period
Student Loan Refinancing
Already have an education loan from another lender at a higher interest rate? Transfer your outstanding balance to Future Loans and enjoy lower interest rates, better repayment terms, and improved customer service.
Key Features:
Competitive rates on refinanced loans
Seamless balance transfer process
Dedicated support through every step of refinancing
Educational Institution Loan
Future Loans also supports educational institutions — schools, colleges, and universities — looking for financing to expand infrastructure, build new facilities, upgrade technology, or manage operational expenses.
Key Features:
Loans for institution expansion and infrastructure
Flexible repayment structures for institutions
Quick evaluation and sanction for eligible institutions
An education loan helps you fund your tuition and all associated study expenses — including hostel charges, library fees, books, devices, travel, and insurance. You receive the funds now, while your lender finances your course upfront, and you repay later through Equated Monthly Instalments (EMIs) after a defined moratorium period. Think of an education loan as an enabler. It empowers you to secure your seat today and repay once your career takes off. At Future Loans, we design financing solutions around your profile, your course, and your future earning potential.
Benefits of an Education Loan
- Easy Financial Planning
- Maintain Financial Independence
- Build Your Credit Score
- Ease University Documentation
- Flexible Repayment Options
- Tax Benefits
Education Loan Features
- High Loan Amounts
- Speedy Processing
- 100% Cost Coverage
- Student-Friendly Interest Rates
- No Collateral Required
- Global Reach,Flexible Repayment
What Does Your Loan Cover?
- Tuition fees (paid directly to institution as per fee schedule)
- Hostel and living expenses
- Books, stationery, and academic materials
- Laptop, tablet, and other approved devices
- Examination and library fees
- Travel and visa expenses (for study abroad)